Nationwide Pet Insurance: How to Apply, Benefits, and More

Our pets are cherished members of our family and ensuring they receive the best possible care is of utmost importance to us. Therefore, selecting a comprehensive pet insurance plan that meets our needs is crucial. Nationwide Pet Insurance is highly recommended for optimal coverage for our pets.

Nationwide is a reputable insurance company that offers exceptional pet insurance plans across the United States. They cover a range of significant illnesses, injuries, diagnostic tests, therapies, vaccinations, and treatments. In addition, Nationwide provides insurance coverage for cats and dogs and extends it to birds and exotic pets, such as guinea pigs, ferrets, pigs, rabbits, reptiles, lizards, and frogs.

By reading this guide, you will better understand Nationwide’s plans, benefits, application process, and more. Let’s explore the options together and select the ideal pet insurance plan for our beloved animals.

What Does Nationwide Pet Insurance Cover?

Nationwide offers three plans for your pet: Whole Pet, Major Medical, and Wellness Plan.

The Major Medical with Wellness plan costs you around $45/month, and it covers the following exams:

  • Accidents and Illnesses
  •  Some hereditary conditions
  •  Cancer
  •  24/7 vethelpline
  •  Use any vet, including specialty & ER
  •  Wellness exams
  •  Urinalysis
  •  Blood work
  •  Vaccinations
  •  Flea & heartworm prevention

Meanwhile, the Major Medical plan is of around $23/month, and it only covers the following exams:

  • Accidents and Illnesses
  •  Some hereditary conditions
  •  Cancer
  •  24/7 vethelpline
  •  Use any vet, including specialty & ER

The Whole plan is $51/month with up to 70% Reimbursement. This plan includes the following terms:

  • Accidents and Illnesses
  •  Hereditary & congenital
  •  Cancer
  •  24/7 vethelpline
  •  Use any vet, including specialty & ER

The best thing about the Whole plan is you can choose your level of reimbursement on eligible veterinary bills.

The above-listed exams are pet dependent, and the plans may vary according to your pet and your need. These above-listed exams are just highlights. For further details, visit Nationwide.

What Nationwide Insurance Doesn’t Cover

Unlike other insurance policies, Nationwide’s insurance plan doesn’t cover some expenses. The exclusions are listed below:

  • Pre-existing conditions include any illness or injury that occurred before the insurance coverage.
  •  Treatment which the doctor does not prescribe.
  •  Hereditary disorders.
  •  Expenses not directly related to veterinary services.
  •  Ligament problems within the first 12 months of insurance coverage.

All the coverage is dependent on the plan you choose.

Nationwide Pet Insurance Waiting Periods

The waiting period varies from company to company. Generally, companies have waiting time before you can start reimbursing the expenses you spent on your pet. 

Nationwide offers a 14-day waiting period for accidents and illness, Whereas they offer a 12-month waiting period for health issues like cruciate ligaments or knee injuries.

You can best consult with the Nationwide officer regarding the waiting period before taking the plans.

How to Apply for a Nationwide Pet Insurance?

Now you have enough information regarding the plans, benefits and prices. You can choose the perfect plan for your loving pet. Here is how you can apply for Nationwide Pet Insurance.

  • Step 1: The first step you have to do is visit their official website to apply. 
  • Step 2: Visit through the Insurance section or click on Get a Quote from the menu.
  • Step 3: Fill in the required details like Zip Code, Name of your pet, Kind of Pet, Breed, Age, Email, etc.
  • Step 4: Submit the form.
  • Step 5: Choose the appropriate plan and Click next
  • Step 6: Enter the information related to your pet, like; the colour of your pet, male or female, etc.
  • Step 7: Select your veterinarian hospital and Click Next.
  • Step 8: Enter your Contact and Billing information.
  • Step 9: Make a payment.
  • Step 10: Congrats!! You have made the best plan.

Also Read: Top 7 Best Dog Food Brands, According to Experts and Veterinarians

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